File ITR via Bank Portal — SBI, HDFC, ICICI Guide 2025

Which banks offer ITR filing?

What to keep ready before starting

• PAN number
• Aadhaar number (for e-verification at the end)
• Bank account number and IFSC code (for refund — if any)
• Form-16 from your employer
• AIS (Annual Information Statement) from incometax.gov.in
• Broker capital gains statement (if you sold stocks or MF)
• FD interest certificate from your bank
• Your MyTax summary (to verify all numbers)

Is it actually free?

Most banks offer free ITR filing for their account holders for simple returns (ITR-1). For ITR-2 with capital gains, some banks charge a small fee (₹200–₹500) or redirect you to a paid plan on their partner platform.

General steps (varies by bank)

1. 1

   Login to your bank's internet banking

   Use your customer ID and password.

2. 2

   Navigate to the tax filing section

   Look for 'Tax', 'e-Filing', or 'ITR Filing' in the menu. It may be under 'More Services' or 'Offers'.

3. 3

   Provide your PAN

   The bank uses your PAN to fetch pre-filled data from the IT Department.

4. 4

   Review pre-filled income details

   Salary, TDS, and some interest income may be pre-filled. Add anything missing.

5. 5

   Enter capital gains if any

   Bank portals may not handle capital gains well. If you have stock gains, the IT portal or ClearTax may be better.

6. 6

   Submit and e-verify

   Submit your return. Then verify using Aadhaar OTP or bank account validation (often integrated directly).